I should also mention the Nationwide MySave Online Plus, 2.99%, but it's not strictly instant access, although you can have 1 free withdrawal in 12 months, any more and you loose the 2.99% interest rate, more information:
Instant Access MySave Online Plus Account
- Access to your money if you need it with one free withdrawal each year.
- Flexibility to make additional withdrawals if you need to (subject to a lower rate of interest and loss of bonus)*
- A competitive rate of interest of up to 2.99% AER, (2.95% gross p.a.) variable including a 1.45% gross p.a. (1.16% net p.a.) conditional bonus which is fixed and will be paid for the first 12 months.
- Open and manage your account online using the Nationwide MySave Online Savings site. Find out more about accessing your account.


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