The Derbyshire Building Society are currently offering the highest interest rate for instant access savings, with an interest rate of 3.18% from their new online only account Derbyshire NetSaver (Issue 1) there's more information about it here:

The Derbyshire Building Society

Derbyshire NetSaver (Issue 1)


  • A competitive variable rate
  • Online access to your savings
  • Minimum opening and operating balance £1
  • Maximum balance is £1,000,000
  • Interest is paid annually on 30 November
  • Please read the Key Product Information (including Terms and Conditions) for this account before you apply.


Account Summary

  • Easy access, withdrawals can be made without notice or loss of interest
  • Minimum age is 16 years
  • You can open one Derbyshire NetSaver for each issue
  • Maximum of 2 account holders
  • The opening deposit must be made by cheque from your nominated bank account
  • Future deposits paid must be made by electronic transfer from the nominated bank account or another account
  • Withdrawals to be made to your nominated bank account only
  • View Derbyshire NetSaver Frequently Asked Questions
  • This is a limited offer and may be withdrawn at any time


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The Derbyshire Building Society share their £85,000 guarantee with Nationwide Building Society and a few others, so please make sure you check that all your savings are covered before you commit to the current best instant access interest rate.