this week we have a new number 1 for the 1 year savings bond, Barnsley Building Society, 1 Year Online Bond, offering 3.2% just beating Northern Rocks 3.15%:

Barnsley Building Society, 1 Year Fixed Rate Online Bond

Would you like a guaranteed fixed rate of INTEREST
from some of your online savings?

Our new 1 Year Online Bond offers you a great fixed rate of interest until 31 January 2012. Please read and print the key features and the full terms & conditions before applying for an Online Bond.


Here's how it works


  • Guaranteed fixed rate of interest for the duration of the bond
  • You can save as little as £100 and as much as £1,000,000
  • Interest paid monthly or annually
  • Apply online with no forms to fill in or sign
  • Make additional deposits whilst the bond is open to new investors
  • View your balance and transaction history online
  • Withdrawals or early closure not permitted during the term
  • Open your Online Bond account


Summary box

Key Product Information for our Savings Account

Account name 1 Year Fixed Rate Online Bond


Interest rates (AERs) 3.20% gross p.a./AER† until 31 January 2012


Tax status Gross or net


Conditions for bonus payment N/A


Withdrawal arrangements Withdrawals or closure are not permitted during the term. Other than in the following circumstances only - critical illness, terminal illness, the death of an account holder or by court order. In these circumstances only, the deposit and the interest to date of early closure will be paid.


Access On Maturity

Net: Interest on investments and savings amounts is payable net of income tax, which means after the deduction of income tax at the lower rate of 20%, or subject to the required registration gross.
Whether you can benefit from gross, net or tax free interest is dependant on your own personal
circumstances and tax status and so may be subject to change in the future.