First Direct Mortgage products, low interest rate tracker and fixed mortgages.

**Gav** · 12th December 2010, 05:28 PM

I've had a few people ask if I can find a listing of First Direct mortgages as they often show up on the best of offers on such websites as comparethemarket and moneysupermarket but are hard to find on first direct's website. so here goes:

the best page to look at is: first direct - mortgages
as far as I can work out it compares all the mortgages that first direct have on offer; fixed rate, tracker, repayment and offset.

however if that page does not work try this one:
Mortgage products - first direct - mortgages

**Gav** · 12th December 2010, 05:31 PM

Looking at the table below the 3rd one down is the best actual interest rate of 2.19%: 2 Year Tracker Repayment 65% 2.19% 3.69% 3.5% APR £0 £99 £347 info however because it reverts to 3.5% after 2 years (ditch and switch time) the 2.39% life tracker gets listed higher.

name of account - LTV - interest rate - revert to rate - rate for comparrison - booking fee - arrangment fee - monthly cost.
Life Tracker Repayment 65% 2.39% - 2.4% APR £0 £99 £354 info
Life Tracker Repayment 75% 2.89% - 3.0% APR £0 £99 £375 info
2 Year Tracker Repayment 65% 2.19% 3.69% 3.5% APR £0 £99 £347 info
2 Year Tracker Repayment 75% 2.69% 3.69% 3.6% APR £0 £99 £367 info
2 Year Fixed Repayment 65% 2.69% 3.69% 3.7% APR £500 £499 £367 info
2 Year Fixed Repayment 65% 2.99% 3.69% 3.7% APR £99 £0 £379 info
2 Year Fixed Repayment 75% 3.49% 3.69% 3.8% APR £99 £0 £400 info
5 Year Fixed Repayment 65% 3.89% 3.69% 3.9% APR £99 £0 £417 info
2 Year Fixed Repayment 85% 4.69% 3.69% 4.0% APR £500 £499 £453 info
5 Year Fixed Repayment 75% 4.39% 3.69% 4.1% APR £99 £0 £440 info
Life Tracker Repayment 85% 3.99% - 4.2% APR £0 £999 £422 info
5 Year Fixed Repayment 85% 5.59% 3.69% 4.7% APR £500 £499 £496 info