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Thread: Best 4 year ISA, Halifax Fixed rate ISA Saver, best interest for 4 year fixed ISA.

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    Best 4 year ISA, Halifax Fixed rate ISA Saver, best interest for 4 year fixed ISA.

    This week we see a new top 4 year ISA, the Fixed rate ISA Saver from Halifax Savings, it's offering a fixed interest rate of 4.4% more information here:

    Halifax Savings - Fixed rate ISA Saver - Cash ISA interest rates


    • Minimum opening balance: £500
    • Maximum balance: Up to £5,340 this tax year, as well as the option to transfer in any previous years cash ISAs that you have with another provider
    • No withdrawals allowed. You can close your account at any time but you will lose 180 days interest
    • No additional deposits after account opening
    • Manage your savings in branch, by telephone and online. If you use our online banking service, you can view your balance and recent transactions
    • You can only fund one cash ISA during any one tax year. Tax rules may change in the future
    • If you have an ISA with another provider and want to take advantage of our ISA promise and interest rates, you can transfer your ISA to us now

    Please note: Rates of interest are subject to change.
    Interest rates are fixed on receipt of your opening deposit. If you're planning on funding your account later, interest rates may have changed by the time your opening deposit is received.
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    Halifax is still offering the best interest rates for a 4 year ISA.
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    Halifax are still offering the best interest rate for a 4 year ISA.

    However a few sites are saying Saffron Building Society are still offering an interest rate of 4.5% the only mention I can find of this on the Saffron BS website is in their news from March: Press release * Saffron Building Society if anyone has any info about this please let me know.
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    Saffron have removed the 4.5% 4 year ISA. however 3 other banks/building societies are now also offering 4.4% for 4 years

    Derbyshire Building Society: The Derbyshire Building Society
    '4 Year' Fixed Rate ISA

    (Issue 40)


    • Minimum investment of just £100.
    • £5,340 Maximum contribution for the current tax year (11/12)
    • Interest is calculated daily and paid annually on 30 June and on maturity.
    • If a withdrawal/transfer is made, there will be a charge equivalent to 320 days interest on the amount withdrawn/transferred at 4.40%.
    • The investment term is fixed to 30.06.15

    --------

    Dunfermline Building Society: 4 Year ISAs : Our best 4 Year Fixed Rate Cash ISA from Dunfermline Building Society
    4 Year Fixed Rate Cash ISA (Issue 32)

    Competitive rate of 4.40% AER tax-free


    • Rate fixed until 30 June 2015. Interest rate will not be affected by fluctuating market conditions.
    • Invest from as little as £100.
    • Transfers of previous ISA subscriptions from other institutions are accepted subject to completion of the application form and the External ISA Transfer Form.
    • This product is a limited issue and may be withdrawn without notice.
    • This product can be operated via a branch or post, for the telephone version click here.
    • Withdrawals and closure are permitted prior to maturity subject to 320 days loss of interest on the amount withdrawn, to be deducted from the capital sum if necessary.

    ---------
    Cheshire Building Society: 4 Year Fixed Rate Cash ISA
    minimum investment: £100
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    Halifax, Derbyshire and Dunfirmline are all offering the best interest rate of 4.4% fixed for 4 years on a 4 year cash ISA.
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    Best 4 year cash ISA fixed rate savings accouns, June 24th 2011.

    Derbyshire BS & Dunfermline are no longer offering the 4 year fixed term ISA with an interest rate of 4.4%, however Halifax and Cheshire Building Society still are:

    Halifax 4.40% - Halifax Savings - Fixed rate ISA Saver - Cash ISA interest rates
    Cheshire BS 4.40% - 4 Year Fixed Rate Cash ISA
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    Halifax are still offering the best interest rate for a 4 year ISA.
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    Halifax are still offering 4.4% as the best interest rate for a 4 year fixed rate ISA.
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