Santander are the best instant access ISA, offering an interest rate of 3.5% for customers and 3.3% for new customers.
We've got 2 new ISAs for the best instant access this week, even though it's the same company as last Friday, Santander have just launched 2 new interest rates:
Loyalty Flexible ISA, interest rate of 3.5%:
Loyalty Flexible ISA - Savings: Santander
Why choose Loyalty Flexible ISA?
Enjoy the certainty of a guaranteed minimum rate of 3.50% AER tax free (variable) for 12 months
Tracks at 3.00% above the Bank of England base rate for 12 months
Flexibility to access your Loyalty Flexible ISA online, at a cash machine, by branch or over the phone
You can open your cash ISA with as little as £1 and save up to £5,100 - from 6 April 2011 the cash ISA allowance will be increasing to £5,340.
Who can apply?*
You already qualify for this great rate if your current account is with Santander and you pay in at least £1,000 a month, or you have a Santander mortgage or investment subject to the qualifying criteria below
You switch your current account to Santander using our dedicated switching service and agree to pay £1,000 each month
Our Loyalty Flexible ISA does not allow cash ISA transfers in.
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Flexible ISA, interest rate of 3.3%:
Flexible ISA - Savings: Santander
Why choose a Flexible ISA?
Enjoy the certainty of a guaranteed minimum rate of 3.30% AER tax free (variable) for 12 months
Tracks at 2.80% above the Bank of England base rate for 12 months
Flexibility to access your ISA money online, at a cash machine, in branch or over the phone
You can open your cash ISA with as little as £1 and save up to £5,100 this tax year - from 6 April 2011 the cash ISA allowance will be increasing to £5,340.
How the Flexible ISA works:
The Flexible ISA does not allow cash ISA transfers in
All payments you make into your cash ISA count towards your cash ISA allowance - If you use up your allowance and then take money out of your cash ISA, you cannot pay that money back in until the start of a new tax year.
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Santander are the best instant access ISA, offering an interest rate of 3.5% for customers and 3.3% for new customers.
Best Deal: Odeon Cinema tickets from as little as £5, UK deal: Cheap Cinema
On March 25th 2011; Santander are still offering the best instant access ISA, with 3.5% for "Loyal" customers and 3.3% for new customers.
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best instant access at 3.5% for Loyal Customers and 3.3% for everyone else.
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I've been told that Santander have opened these ISAs up again, if any one has more on this please let me know. If not the next best instant access ISA is from the AA, offering 3.35%
Access Cash ISA : Access ISA, Earn 3.35% AER - The AA
To open an AA Internet Access ISA you must be 18 or over. You must link your account to another bank or building society account (which must accept direct debits and be in your name) to transfer money effortlessly to and from your account. This will be your 'linked account'.
- Invest any sum from £500 up to £5,340 in this tax year.
- Unlimited access to your money with no notice withdrawals; if you have used your tax-free cash ISA allowance, then you cannot repay withdrawals back into the ISA until the following tax year, and then only within that tax year's ISA allowance.
- Yearly interest available only – you'll receive a bonus of 1.65% tax free fixed for 12 months.
- Interest is variable and calculated daily.
- Manage and keep track of your account online.
- Transfers from other cash ISAs are not allowed.
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Santander Loyalty ISA is still the best, or the AA is best if you're not a loyalty customer with Santander.
Best Deal: Odeon Cinema tickets from as little as £5, UK deal: Cheap Cinema
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