Thread: Best interest free period for shopping, pay 0% interest for 15 months with M&S.

M&S and Tesco are both offering 15 months interest free on new spending. It all depends on what you want the card for, Tesco offer 9 months interest free on balance transfer from other credit cards, as well as Tesco Clubcard points, Tesco give you 1 point for every £4 spent elsewhere + 1 extra clubcard point for every £4 you spend in tesco.

M&S offer:
Treat yourself with our Reward scheme

You get 1 point for every £1 you spend in M&S. And 1 point for every £2 you spend elsewhere. Points quickly mount up - and you can treat yourself to anything you like in store.

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If you do a lot of shopping in Tesco and already have a clubcard you're probably better off getting an M&S credit card!

£40 shopping trip at Tesco paying with Clubcard Credit Card:
If you spend £40 at Tesco with your clubcard credit card you'd get:
40 clubcard points (double at present so 80)
+ 10 credit card clubcard points
= 90p worth of points

£40 shopping trip at Tesco with Clubcard (not Clubcard Credit Card) and paying with M&S Rewards Credit Card:
40 clubcard points (double at present= 80)
+ 20 M&S reward points (1 for every £2 you spend)
= £1 worth of points, 80p at tesco + 20p at M&S.

It all depends if you go to M&S or Tesco obviously!

M&S and Tesco are both offering 15 months interest free on new spending for their credit cards.

15 months is still the longest interest free period for new spending on a credit card.

Tesco and M&S are both still offering the longest interest free period for new spending.

once again M&S and Tesco are right at the top for the longest interest free period for new spending.

This week we see the same 2 credit card companies offering the best period for interest free shopping 15 months:

M&S : M&S Credit Card - M&S Money UK
Tesco: Apply for a Credit Card - Tesco Clubcard Credit Card - Tesco Bank

Both Tesco and M&S are still offering the longest interest free period on new spending, at 15 months.

Tesco and M&S are both still offering 15 months interest free on new spending.

M&S and Tesco are both still offering 15 months interest free on new spending.