Money Savings & Finance Blog

It's almost the end of this years allocation for ISA so make sure you make the most of them! Today we see higher interest rates for Instant Access ISAs, as well as higher interest rates for the 2 and 3 year fixed Individual Savings Accounts. If you haven't heard the amount you can save in the 2011-2012 tax year ISA allowance is going up, check this thread for more info: ISA rules Changing, 6th of April 2011, new cash isa allowance. should be a great help with the new ISA allowance going up to £5340.

Three new Savings accounts have better interest rates than last week these are, best instant access offering 3.01%, 1 year fixed rate savings with an interest rate of 3.45% and a new 5 year fixed rate savings account offering 5%, the same as the 3 year savings account from Close Savings.

In the Credit Cards forum: best credit cards, we see a change for the first time in a while, M&S have knocked Tesco off the top spot for longest period on interest free shopping. M&S are now offering 15 months interest free on new spending.

Best interest rates for Cash ISAs:

best flexible cash ISA:
Best Instant Access ISA, Santander Loyalty 3.5% or Santander new customers 3.3%.

best 1 year ISA Bond:
Nationwide, offering the best 1 year fixed rate ISA with interest rate of 3.2%.

best 2 year ISA Bond:
Santander best 2 year ISA, Fixed Rate Postal ISA, offering 3.7%

best 3 year ISA Bond:
Nationwide, best 3 year Fixed Rate ISA (annual interest), 4.1%.

best 4 year ISA Bond:
Nationwide, best 4 year Fixed Rate ISA (annual interest)- savings interest rates 4.4%

best 5 year ISA Bond:
Skipton Building Society, best 5 year fixed rate ISA, interest rate of 5%.

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Savings
Best Instant Access:
Best Instant Access Savings Account, WeBSave Easy Access, offering 3.01%

Best 1 Year Bond:
Best 1 Year Fixed Rate Savings, Aldermore Bank, offering 3.45% for 1 year.

Best 2 Year Fixed Rate Bond:
2 year internet fixed rate bond (yearly interest), BM Savings, best 2 year 3.85%

Best 3 Year Fixed Rate Savings:
Close Savings, best 3 year fixed rate savings account, Prem Gold Savings, 5%.

Best 5 Year Bond:
Best 5 Year fixed rate savings, The AA offering 5% interest for 5 years.

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Credit Cards:
Best Interest Free Spending period:
Best interest free period for shopping, pay 0% interest for 15 months with M&S.

Longest Interest Free Balance Transfer Credit Card:
Barclaycard Platinum Credit Card with Best Balance Transfer, 0% for 18 months!

Best Every Day Low Interest Rate APR Credit Card:
Low APR Credit Card, Barclaycard, best everyday low interest rate Credit Card.