Money Savings & Finance Blog

This weeks Finance Friday is a day early due to a friend flying in tomorrow from Australia and staying a week, so I'm taking a week holiday to entertain her.

Best interest rates for Cash ISAs:

best flexible cash ISA:
Santander Flexible ISA 3, best flexible cash isa, giving 2.85%

best 1 year ISA Bond:
Northern Rock, 1 Year Fixed Rate Cash ISA Issue 150, 3.05% best fixed ISA

best 2 year ISA Bond:
Santander Fixed Rate Postal ISA offering 3.25%
Marks & Spencers 2 year fixed rate ISA bond, M&S Finance ISA rates

best 3 year ISA Bond:
Nationwide, 3 year Fixed Rate ISA (annual interest) - savings interest rates

best 4 year ISA Bond:
Halifax, 4 year fixed rate ISA, Halifax Fixed Rate ISA Saver 4.25%

best 5 year ISA Bond:
Northern Rock, 5 Year Fixed Rate Cash ISA Issue 152, 5 year fixed rate bond
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Savings
Best Instant Access:
Northern Rock, E-Saver Issue 4, best instant access internet savings account.

Best 1 Year Bond:
Barnsley Building Society, 1 Year Online Bond, best 1 year savings bond

Best 2 Year Fixed Rate Bond:
Best 2 year Fixed Bond savings account, Post Office Growth Bonds, 3.65%

Best 3 Year Bonds, 3 banks and building societies offering 4%:
Northern Rock, 3 yr e-bond issue 4, internet banking account offering fixed: 4%
Post Office 3 year fixed rate savings bond, 4% interest.
Yorkshire Building Society, great web-based e-Bond savings product.


Best 5 Year Bond:
The AA 5 Year Postal or Online fixed term savings account offering 4.5%
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Credit Cards:
Best Interest Free Spending period:
Tesco Clubcard Credit Card is still best for 0% spending - 13 months interest free

Longest Interest Free Balance Transfer Credit Card:
MBNA Platinum Visa Credit Card, Balance Transfer Credit Card.

Best Every Day Low Interest Rate Credit Card:
Barclaycard Platinum Simplicity Credit Card, low interest credit card 6.8% APR
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Personal Loans:
best personal loan:
Nationwide Personal Loan now down to 7.5%